UNIONSAVES delivers tailored financing solutions for individuals, businesses, and real estate investors — with expert guidance at every step of your financial journey.
For over two decades, UNIONSAVES has been a cornerstone of financial empowerment worldwide. We believe that access to fair, transparent credit is a right — not a privilege.
Personal loans, salary-backed credit, and consumer financing tailored to your lifestyle — with fast approval and flexible repayment schedules starting at 5.9% APR.
Apply NowWorking capital, SME financing, equipment loans, and corporate credit facilities structured to fuel your business expansion at competitive rates from 4.9% APR.
Apply NowMortgage financing, property development loans, and investment portfolios for residential and commercial real estate — from 3.8% APR.
Learn MoreFrom your first savings account to a multi-property investment portfolio, UNIONSAVES grows with you. Our relationship managers don't just process applications — they understand your ambitions.
Use our calculator for an instant estimate. Actual rates vary based on your profile and credit assessment.
Select the loan or investment product that matches your needs. Our advisors are on hand to help you choose wisely.
Complete a short digital application form with your financial information and required documentation in minutes.
Our underwriting team reviews your application and makes a decision within 24 to 48 business hours.
Approved funds are disbursed directly to your UNIONSAVES account or nominated bank account same day.
"UNIONSAVES approved my business expansion loan in less than 48 hours. The rates were transparent and the process was seamless. I have already referred three colleagues."
"I used their mortgage product to purchase my first property in Toronto. The team walked me through every document and the interest rate was the best I found anywhere."
"Their real estate investment portfolio gave me returns I wasn't expecting. Professional, reliable, and they truly understand global markets. UNIONSAVES has my full trust."
Open an account in minutes or speak with one of our expert advisors about a loan or investment product that fits your goals.